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Cross Keys Real Estate

Licensed NY Real Estate Broker
Gouverneur, NY 13642
315-287-2772

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Blog: Mortgage Information

Which ARM is the Best Alternative?

How would you like a mortgage loan where you did not have to make the whole payment if you did not want to? Or would you like a loan with an interest rate about 1% below a thirty-year fixed rate mortgage and pay zero points? Or a loan where you did not ha... Read more

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

FICO® Scores and Your Mortgage

Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship be... Read more

Cross Keys Real Estate LLC
Gouverneur, NY 13642
Office: 315-287-2772
Email: Wendy@crosskeysrealestate.com

Testimonials

“What a pleasure working with Shannon on the purchase of our Summer lake home. Shannon was always one step ahead of us with questions we had. It was reassuring that being so far away we could count on Shannon to take care of smaller details that arose. Shannon is a breath of fresh air in the Real Estate business-she knows her stuff and is very communicative!” Dale & Lisa Smith (Rochester, NY)
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